Like child support, a change in circumstance of the payor or the payee is grounds for seeking modification of the terms and conditions of spousal support. The retirement of the payor spouse, either because of age or health, is a change in circumstance that may constitute grounds to modify support. When retirement is in good faith or un-elective, such as reaching 65 or being forced from the workplace involuntarily, the modification, if any, may be granted if the benefits to the payor outweigh the disadvantage to the payee. Bankruptcy on the part of payor spouse looms as a danger to the recipient. A bankruptcy by the payor spouse after the divorce can derange the finances of the recipient.