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MSA! MSA! MSA! What?!

The MSA, or Marital Settlement Agreement, is the culmination of a negotiation process that substitutes your ideas of a fair divorce for one imposed on you by a judge. Some research has estimated that 30% of divorce cases wind up back in court, often because it wasn't done "right" the first time. Many experts in law would agree that the best agreements are ones that never need to be looked at. That's because, if done right, the agreements WORK!

How you reach a successful MSA involves some basic steps. Find a trustworthy third party who knows how to facilitate a negotiation. Often this role falls to a mediator. But to make the process productive, you should understand how the negotiation works. Preparation, not necessarily in this order, should include: Try and identify what matters most in the BIG picture (i.e., making sure the kids are not traumatized by the divorce; both parents want to actively participate in raising the children; one may want to know the financial future is secure; both want to keep the "friendly" nature of their relationship in tact; etc.). Become fully informed of your rights and obligations (including where a court has great discretion in making orders). Carefully study the current way children are being cared for. Make general, flexible and tentative plans for care of the children in the future. Prepare by thoroughly identifying and disclosing all properties and debts. Take time to understand, in detail, your current financial situation (money coming in and money going out). Project your financial needs when the divorce is final.

During the settlement process, agreements may be made, amended and even discarded. This is a normal process leading to a workable end agreement. When done with patience, reflection, preparedness and knowledgeable facilitators, the MSA will provide the judge with an equitable and practical plan for allocation of assets, debts, custody and support orders.


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In a summary dissolution, a hearing with the judge is typically not needed. A marriage of five years or less may be ended by summary dissolution, which is a simplified procedure to terminate a marriage in the state of California. With a summary dissolution, a joint petition is filed when 1) either spouse meets the standard residency requirement, 2) the marriage is irretrievably broken down due to irreconcilable differences, 3) the marriage is childless, 4) the wife is not pregnant, 5) neither spouse owns real estate, 6) there are no unpaid debts greater than $4,000, 7) the total value of community property is less than $25,000, 8) neither spouse has separate property (excluding cars and loans) of greater than $25,000, 9) the spouses have reached an agreement regarding the division and distributions of assets and liabilities, 10) both waive their rights to maintenance and appeal; 11) both have read a brochure about summary dissolution and 12) both desire to end the marriage.
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