Florida Info

Florida Divorce Start Your Divorce Find Professionals Florida Articles Divorce Facts Divorce Grounds Residency Divorce Laws Legal Separation Annulments Property Division Alimony Child Custody Child Support Divorce Forms Process Service Grandparent Rights Forum Florida Products Divorce by County

Florida Articles

Agreements Attorney Relationship Custody & Visitation Child Support Collaborative Law Counseling Divorce/General Financial Planning Mediation Parenting Property Division Spousal Support SEE ALL

Info Categories

Contemplating Divorce Children & Divorce Divorce, Dollars & Debt Divorce Laws Divorce Process Divorce Negotiation SEE ALL

More Information

Articles Checklists Research Center Cases of Interest Dictionary Encyclopedia Encyclopedia (pop-up) Blogs

For Professionals

Advertise With Us Free Network Page Join Our Network Submit Articles Sign In

Network Sites

Florida Divorce Support Florida Divorce Online

Do I Lose My Health Insurance in a Florida Divorce?

People going through a Florida divorce frequently ask expert Florida divorce lawyers if they will lose their health insurance if they get divorced.

Usually this situation involves the person who is reliant on the other spouse for health insurance. Typically, the other spouse carried the insurance for the family through work. What happens if you get divorced and no longer qualify for the spousal coverage under the employer's plan.

A federal law called "COBRA" requires that your present insurance company cannot reject you from coverage for three years after the divorce. They are required to give you exactly the same coverage as you have now.

A problem is that the cost of the coverage may be higher because you are no longer getting the family coverage discount which is less per person than if there were just one person on the policy. Additionally, the employer may presently be charging you less than the actual cost as a benefit to the employee. They will no longer do that when you are no longer related to their employee. One small additional increase (less than ten percent) in the premium is a result of the fact that the law allows the insurance company to charge you a premium of slightly higher than the employer is paying.

Bottom Line: Talk to your expert divorce lawyer and your insurance company about the cost of health insurance before you reach a final settlement of your Florida divorce.

(copyright Stann Givens 2009)


Was this helpful? Like our site & let us know.

Related Articles


Start Florida Divorce Start Your Florida Online Divorce Today
Easy, Fast and Affordable with a 100% Guarantee.
Florida Divorce Find Florida Divorce Professionals in Your Area:
Join the Network
Florida Divorce Products, Services and Solutions Florida Divorce Products, Services and Solutions
Florida Divorce Resources to Help You Through the Process.
Divorce and Custody Books Discount Divorce Bookstore
Over 100 Titles of the Best Books on Divorce & Custody.
Divorce Downloads Divorce Download Center
Instantly Download, Books, Manuals, & Forms.
Divorce Worksheet Free Florida Divorce Worksheet & Separation Agreement
Your Guide to Get Organized and Put Everything in Writing.
   
When the Florida court decides on the issue of child custody and visitation, the gender of the parents is not considered. For example, a mother will not automatically receive custody of the children just because she is the mother. The judge must only consider what is in the best interests of the child. Florida divorce law requires Shared Parental Responsibility. This means that even though the child may live with one parent, the other parent has equal say in raising the child. Each party must be consulted on the education, health, religion, and discipline of the child. And, if the parties cannot agree on these important issues, the judge will make the decisions.
Divorce Lawyers & Mediators
 

Find Professionals

Easily Connect With a Lawyer or Mediator
Have Divorce Professionals from Your Area Contact You!
Enter Your Zip Code:

 

Start Your Divorce File for a Florida Divorce

 

Settle Your Divorce Negotiate Your Florida Divorce

 

Support Forum Florida Support Forum


FEATURED TOOL - How to Stop Your Divorce (Even When You Think its Too Late)


Limited Offer Women's Rights Manual For Divorce
Cover Price: $55.95
Your Price: $29.95
You Save: $26.00

"The Absolute Best Investment in Your Divorce"

Men's Rights Manual For Divorce
Cover Price: $55.95
Your Price: $29.95
You Save: $26.00

"Uncover Your Options and Unleash Solutions"