Right now, this year, more than ever before; working men and women are facing the long-term financial effects of failed marriages. What can you do today if you are separating assets, because of a divorce?

First, recognize that since you are emotionally tied to many of the assets to be discussed, that you may need the help of an expert such as a Certified Divorce Financial Analyst™. A CDFA™ is a professional who can work as a neutral financial expert. This advisor is invaluable when it comes to navigating through the personal issues associated with the asset division process and looking beyond the current settlement. A CDFA™ can show you a projected outcome of your financial settlement, 5, 10, or 20 years down the road.

Second, be realistic. Attempt to represent your pre- and post divorce finances accurately and in a legitimate way. Manipulating the facts will only serve to create an atmosphere of distrust and antagonism. This is not only counter productive financially, but the effect on children exposed to feuding parents can be traumatic.

Third, gather your personal, professional, as well as monetary assets to help you face your financial future. Take good care of your self physically and surround yourself with positive people. You may need to get a job, or further your career by continuing your education, obtaining an additional certification or simply letting your boss know that you are ready to tackle a position with more responsibility. Those job moves will most likely result in an increase in income. Also, looking at your assets as a complete financial picture will help you to see where you are secure and where you need to make positive changes.