Financial Hardship - Mortgage Letter
Letter Description & Explanation

Relief for hardship is a temporary solution and should not be considered as a means to not pay your obligations. You should submit a claim for hardship as soon as you find yourself not able to pay your mortgage. The mortgage company and/or bank may work with you in order to set up an alternative payment plan. You can use this letter to contact the mortgage company and/or bank to hopefully prevent further negative outcomes, such as damage to your credit rating and even foreclosure. A letter like this opens up a line of communication with the mortgage company and/or bank and shows you have legitimate intentions to remedy the situation. Remember, you are asking for some form of modification to your mortgage with an offer that you can currently afford to pay during your time of financial hardship.
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