| Cinder1114 |
| (recently joined) |
| 01/08/12 07:27 PM |
Teen auto insurance in Maryland
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How do you handle covering a new teen driver? I am a stepmom -- my husband's 16yo lives with her mother and we get her and her younger sister every other weekend. We had a car that we could've sold a year ago when my husband got a company car, but we chose to keep it for the 16yo to learn on. We have 2 more years of payments on it. The mother expects us to put the 16yo on OUR insurance in a few weeks if she passes her test. She says she can only pay "a third" of the car insurance and wants to see paperwork once we add the 16yo to our policy. If my husband and I are paying $160/mo for a car payment to help out with everything AND the 16yo lives primarily with her mother, then who should be covering the child?
I think that because the car is still in the bank's name and we owe payments on it, we may have to insure her on "OUR" car. What is fair? What is legal? What experiences have you had in Maryland? The mother is a piece of work and my husband pays way more for the kids than the legal docs state he has to. I am thoroughly frustrated, esp since the 16yo has yet to get a job or get off of her a$$ and expects everything to be handed to her. Help!