geekmom
(recently joined)
07/07/09 12:44 PM
Scared Out of My Mind...

My STBX and I have just separated and I'm going to go see a lawyer/mediator tomorrow morning. We are amicable so far and I don't think we will end up with a contested divorce. We have 2 children, but are planning on some kind of split custody arrangement for them, so that should not be a sticking point.

<Big breath here> The main thing I fear is the finances. 3 years ago, I found out that he was mismanaging our finances. He was using credit cards to pay some bills, then opening new ones I didn't know about. I took over the finances at that point, got us into a debt management program, and have been struggling ever since to try to fix the damage. Our credit scores are both in the toilet to the point I had to have my parents co-sign on my new apartment lease. It's pretty bad.

Now, with us separating, I'm not sure how he is going to afford the house payment. For my part, I have $37 to my name until my next paycheck. I know I will likely end up with a lot of debt out of this, but can his actions be taken into account? I have done nothing but try to fix this mess since I discovered it. I'm really hoping that bankruptcy is not my only option here.



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