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Divorce Source Community Forums >> Stepfamily Issues

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Sherron
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Reged: 11/25/06
Posts: 8524
Re: Well, the took the first step... [Re: RJ1]
      #596814 - 11/07/09 11:05 PM

"She doesn't mind PAYING for insurance BUT there is NO insurance she qualifies for.

Cobra would be about $500/month. "
Okay, so she WOULD qualify for COBRA then?


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JennyLynn
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Reged: 07/14/05
Posts: 25648
Re: Well, the took the first step... [Re: RJ1]
      #596815 - 11/07/09 11:05 PM

They do RJ, a lot.

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Parents often talk about the younger generation as if they didn't have anything to do with it.


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Cassie23
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Re: Well, the took the first step... [Re: gr8Dad]
      #596816 - 11/07/09 11:05 PM

True gr8dad, she isn't looking for a hand out, she would be more than happy to pay for private insurance, it just isn't possible since she is insulin dependent. Healthy IN she could get and pay for, but she has to be without ins. for 6 months.

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Miranda
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Reged: 06/02/05
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Re: Well, the took the first step... [Re: Sherron]
      #596817 - 11/07/09 11:06 PM

[quote]"She doesn't mind PAYING for insurance BUT there is NO insurance she qualifies for.

Cobra would be about $500/month. "
Okay, so she WOULD qualify for COBRA then? [/quote]

Who said that she'd qualify?

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I may be schizophrenic but at least I have each other.


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gr8Dad
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Re: Well, the took the first step... [Re: Miranda]
      #596818 - 11/07/09 11:06 PM

"People should not be denied for "pre existing conditions"."

Why not? It will eat into the ALREADY small profit margin, with little hope of collecting more than they pay out. Suppose you agree to do a job for someone, and after starting, you are informed that the job contains more work than you will make profit on? Almost EVERY company has clauses for extended work and more charges for unknown factors. For example, you own a roofing company, and you have an advertised roof for X amount of dollars. Upon removing the roof, you find the rafters EATEN by termites and they MUST be replaced, at TWICE the cost, should YOU have to eat the cost because the customer didn;t tell you about the termites? Of course not, more work, more money, its the way of the world.

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The paper holds their folded faces to the floor and everyday the paperboy brings more


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JennyLynn
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Re: Well, the took the first step... [Re: Redlegg]
      #596819 - 11/07/09 11:06 PM

But Red, I think they are trying to hide it. They are saying this is going to be an "option" - they are NOT saying they want it to eventually be th ONLY option. So many people believe in the "option" b/c that's all they think it will be. They don't realize the point is to completely do away with private insurance altogether.

(ETA - they have said it, but have denied it as of late - ever saying it. They aren't publicly admitting it, b/c they are trying to fool people into believing that isn't their goal, IMO)

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Parents often talk about the younger generation as if they didn't have anything to do with it.

Edited by JennyLynn (11/07/09 11:08 PM)


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Cassie23
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Re: Well, the took the first step... [Re: Sherron]
      #596820 - 11/07/09 11:07 PM

Yes, Cobra is an option and something she looked into. But after her out of pocket prescription costs and seeing the endo as well as other well check visits, she couldn't afford Cobra, all of the above, her rent, food and the rest of her bills. We looked into it all.

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Miranda
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Reged: 06/02/05
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Loc: North of Mexico
Re: Well, the took the first step... [Re: gr8Dad]
      #596821 - 11/07/09 11:07 PM

[quote]"People should not be denied for "pre existing conditions"."

Why not? It will eat into the ALREADY small profit margin, with little hope of collecting more than they pay out. Suppose you agree to do a job for someone, and after starting, you are informed that the job contains more work than you will make profit on? Almost EVERY company has clauses for extended work and more charges for unknown factors. For example, you own a roofing company, and you have an advertised roof for X amount of dollars. Upon removing the roof, you find the rafters EATEN by termites and they MUST be replaced, at TWICE the cost, should YOU have to eat the cost because the customer didn;t tell you about the termites? Of course not, more work, more money, its the way of the world. [/quote]


WHHAAAATTTTTTTT????????????????????

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I may be schizophrenic but at least I have each other.


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Cassie23
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Posts: 8886
Re: Well, the took the first step... [Re: Miranda]
      #596822 - 11/07/09 11:08 PM

Do they deny Cobra for pre existing conditions? I don't know about that? She just looked into how much it would cost.

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Sherron
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Reged: 11/25/06
Posts: 8524
Re: Well, the took the first step... [Re: Miranda]
      #596823 - 11/07/09 11:09 PM

"Yes, Cobra is an option and something she looked into. But after her out of pocket prescription costs and seeing the endo as well as other well check visits, she couldn't afford Cobra, all of the above, her rent, food and the rest of her bills. We looked into it all."
Are you able to help her out financially?


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