JennyLynn
Carpal \'Tunnel
Reged: 07/14/05
Posts: 25648
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I agree Red. That's why it drives me insane when I have friends who are educated who absolutely refuse to believe that's where this is going.
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Parents often talk about the younger generation as if they didn't have anything to do with it.
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Sherron
Carpal \'Tunnel
Reged: 11/25/06
Posts: 8521
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"Confused how?"
Your mother has options, she just doesn't want to exercise them.
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Cassie23
Carpal \'Tunnel
Reged: 10/07/05
Posts: 8883
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LOL--- ohhhhhh okay, then I guess you are no longer confused. If paying $500/month for healthcare so that she can't afford rent or food, is an option then YES she def. has options.
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Cassie23
Carpal \'Tunnel
Reged: 10/07/05
Posts: 8883
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Regardless her REAL option will be to work less, not have health ins. and get picked up after 6 months. While looking for income based housing in NYS where she can move in and get health insurance. BUT those living in NYS cannot receive health insurance (with the same income level she has) because they would have to be without insurance for 12 months.
We do what we do, and just hope the rest falls as it should.
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Sherron
Carpal \'Tunnel
Reged: 11/25/06
Posts: 8521
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She can stay working FT and keep the insurance.
She can reduce her hours and get COBRA.
She can stop entirely, apply for disability, and get medicaid.
Seems to me she has options, but she's got excuses why neither one of them work.
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Cassie23
Carpal \'Tunnel
Reged: 10/07/05
Posts: 8883
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Yes, disability would take months if not years, so she can be without ins. either way.
She can't get Cobra is she can't afford food and rent. Shelter and food come first.
I don't know how those are excuses? I call that common sense.
Her option quit and go without insurance for 6 months or move to a state where you can get insurance. The latter is my suggestion, if I were in her shoes.
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sally1234
enthusiast
Reged: 12/07/06
Posts: 222
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I am moving from liberal to the middle and a friend of mine is pushing me. She sent the following email to me
"I think I understand this????
OK. I THINK I GET IT . .. … … . . .
Let me see if I understand all this....
IF YOU CROSS THE NORTH KOREAN BORDER ILLEGALLY YOU GET 12 YEARS HARD LABOR.
IF YOU CROSS THE IRANIAN BORDER ILLEGALLY YOU ARE DETAINED INDEFINITELY.
IF YOU CROSS THE AFGHAN BORDER, YOU GET SHOT.
IF YOU CROSS THE TURKEY BORDER ILLEGALLY, YOU SPEND THE REST OF YOUR LIFE IN PRISON!
BUT, IF YOU CROSS THE U.S. BORDER ILLEGALLY YOU GET:
A DRIVERS LICENSE
A SOCIAL SECURITY CARD
WELFARE
FOOD STAMPS
AND, FREE HEALTH CARE
Oh well sure . . . . That makes perfect sense!!!!!"
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Sherron
Carpal \'Tunnel
Reged: 11/25/06
Posts: 8521
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"Yes, disability would take months if not years,"
According to who? That is an excuse right there.
"She can't get Cobra is she can't afford food and rent. Shelter and food come first."
Then I guess her other option is to stay working FT to keep her coverage. **shrugs**
Interesting how we went from "she can't get coverage" to she CAN get it, she just can't afford it or doesn't like what she has to do to get it.
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Cassie23
Carpal \'Tunnel
Reged: 10/07/05
Posts: 8883
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My Dad was UNable to get disability through the state while he was deathly sick. He died and they FINALLY, after his death declared him disabled. His doctor, who is a friend of mine, told us that disability usually gets kicked out the first couple of times. So we are going on his word.
Yes, she is choosing to work FT right now, just as she has, but the neuropathy is making it difficult for her to DO the job. She will most likely be let go if she cannot complete the physical labor she was hired to do.
Yes she has coverage and can get coverage, "can't" was used incorrectly. She was hoping to find private insurance or any kind of insurance that is somewhat affordable for her given her situation/needs.
Edited by Cassie23 (11/07/09 11:35 PM)
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Sherron
Carpal \'Tunnel
Reged: 11/25/06
Posts: 8521
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"So we are going on his word."
And I could tell you stories about people who got it within a couple of months. I guess the only way to find out for sure for your mother is to actually APPLY.
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