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Mississippi Divorce - need help(long)
      #365463 - 02/24/08 12:15 AM

I have been married 8 years the last 2 of which I found out my husband was definitely an adulterer(He is on tape). I tried to get over it through counseling and my faith. However, I can't. I have decided to file for divorce. In Hindsight, I believe he was unfaithful the whole marriage. When we got married, I had a good credit, a home (for several years prior)and a loaded SUV. He had a car purchased through ill-gotten means(I later found out he was a convicted felon for drug trafficing). Throughout the marriage we made many purchases(including a new larger home) that I probably wouldn't have made due to his influence and my bad decisions. I had been very conservative financially prior to our marriage. We would purchase luxury vehicles that he would always drive primarily even though I have been the breadwinner the entire marriage. He made relatively good money the 1st 3 or 4 years of the marriage. However, I rarely saw check stubs to verify average amounts for budgeting. In hindsight, another sign of cheating. He typically dates very young women who usually require payment. In addition, He went into business in 2005. He was not a businessman and the business took me into financial ruin(I personally guaranteed loans). We both recently filed for Chapter 13 protection which included me losing my first home and him losing the nicer car because it was considered a luxury item(corvette)for bankruptcy. This car was supposed to be mine because I demanded the nicer car for once prior to this car purchase. However, He drove it much more than I did. I got pregnant last year and basically quit driving the car. I cleaned the SUV we had ,prior to the corvette, out and drove the SUV exclusively because of saafety of my 2-month old son. I believe he will allow me custody with no problem.

Here's my question.

In 2006, my husband had no income. I paid all expenses. Over the last 2 years, I made $160K more than he did. The new home is the only home remaining and w/ the bankruptcy we can't get another home. Can I keep my home without paying him his portion of the equity ($20K)because I have paid for it basically throughout the entire marriage. Will 1/2 of 2006 mortgages(1st & 2nd ) be credited to this equity payoff. Also, will major repairs (foundation)that are needed be credited to the equity payoff.
also, will I be able to keep the
sUV included in the bankruptcy that is coming out of his check temporarily. My job recently closed down and i will receive my salary for approx. 6 months. I already have a lucrative position that would allow me to pay the house note with ease. Once I decide on a job, I will pay half of the bankruptcy. He can't afford to pay the mortgage.

Also, do i have to stay with him in the home until the divorce. When he was confronted concerning the adultery, the police had to be called to the residence. He also recently threathened me (with my mom as a witness) and i changed the beneficiary information on my life insurance policy to prevent any further motivation from this city slicker(LA, CA)

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