Sherron
Carpal \'Tunnel
Reged: 11/25/06
Posts: 20056
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"There IS a limit to how much one can "downsize". You have to eat, you have to have a roof over your head."
True, but a vehicle payment over $300 a month? Me thinks there is a wee little room to down size, no? My payment is below $230/month for a 2006 car, 2006 as in "reliable transportation", and frankly, I didn't need one that new.
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JennyLynn
Carpal \'Tunnel
Reged: 07/14/05
Posts: 31656
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Here's the thing - downsizing? Working a second job? Sorry, but he should've started doing that a year ago. He knows what his obligations are, instead of downsizing he's upsizing, instead of working 2 jobs he's hardly working 1. His choices. And I won't take responsibility for them.
PM and anyone else can make as many excuses as they want - that's what he WANTS - he's always the victim, it's the same with his mother. And they are both who they are b/c of the choices they've made.
Like I've said over and over again - I've bent over backwards for this man for years. It's time I put my big girl panties on and stop enabling him, and stop letting him walk all over me. He's doing a disservice not only to himself and me, but especially to his son. He's the one losing out in this mess.
Edited by JennyLynn (06/25/08 01:39 PM)
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preemiemom
Carpal \'Tunnel
Reged: 01/17/07
Posts: 19391
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How bad does your credit suck?
Guy has two repo's.. late payments. You think he got a 2.9% rate?
doesn't take much to get an overblown payment. If it's "used" the term may be limited.
Love how everybody professes to know for certain what this guy does or doesn't qualify for or what he's paying.
How does JL know he doesn't or does have insurance? If he has a note? He HAS to. It's a requirement of the LIENHOLDER. Period. Otherwise? No loan. Period.
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preemiemom
Carpal \'Tunnel
Reged: 01/17/07
Posts: 19391
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[quote]He's the one losing out in this mess. [/quote]
No.. he's not. Are you providing for him? Does he have clothes on his back? A roof over his head? Food in his mouth? yes to all those things?
What's he "losing out on"?
Oh, let's see. A healthy relationship with his father? Maybe. A mother who isnt' constantly calculating, formulating, worrying about court dates? Definately.
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matilda
Pooh-Bah
Reged: 11/11/04
Posts: 2087
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[quote]Stupid... okay. Again, you've never BEEN in this situation, you have NO idea how EASY it is to get there.
Tell you what. All you women who are soooo vigorously defending JL?
Heck, you know nothing about my life, so you are making insinuations that fit your needs. I live with my SO who is an NCP. He's had a hard life and had to deal with a large arrearage. Instead of shirking his responsibilities he's had to better himself. And even though he doesn't make a lot of money, he pays his CS monthly, on time, and the full amount. Does he have to sacrifice to do it? Yes, but it is his obligation to do so for the next 3 years.
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youngatheart
Carpal \'Tunnel
Reged: 09/03/05
Posts: 9394
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Here's the deal...let's say he's making $2000 a month, as the email suggests ($100 per shift, 5 shifts per week). GET A SECOND JOB!!! He has monday, Tuesday, Wednesday and Thursday as well as every other weekend. Get a job at 7-11 (they are ALL hiring here and they are on every corner here) for $11 an hour (where they start). Let's say he works 6 hours a day, 4 days a week and every other weekend for 6 hours per day (Friday, Sat, Sun). That's $726 every two weeks. If he stays with mommy for the 6 months Jenn is asking for repayment of 1/2 the arrears, working that schedule, then in 6 months he will have saved up more than $8000, in addition to having the $300 a month in savings from paying off the arrears. AND he's gotten out of paying half of his arrears.
I seriously don't get your problem. Sure, the guy has money problems. He's gotten himself into a hole. MANY people have been in a hole, Jenn included. We work our way out...without demanding that everyone forgive us our obligations.
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MaritimeGuy
addict
Reged: 04/15/08
Posts: 532
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[quote]yack yack yack....
Please.... literally? You make me ill. [/quote]
So why in God's name would you continue to follow the thread if it made you ill?
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1966Gal
Carpal \'Tunnel
Reged: 04/04/08
Posts: 10098
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Great post, Young.
Jenny, respond to "friend" with that. Not how you are going to let him out of anything, but offer a few suggestions on how he could get by...quoting Young. That should shut him up.
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The Gov cannot give anything to anyone - that they have not first taken away from someone else.
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preemiemom
Carpal \'Tunnel
Reged: 01/17/07
Posts: 19391
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NOT that easy to get a 2nd job.
Have YOU tried to get a job at 7-11 Matilda?
I can tell you, my ex has. Has been trying for a year and a half. My ex stepfather in law was a manager there.
You don't just get to pick and choose your hours.
Let's take my ex.
Works 7am to 5pm. Hour commute to work. Do you get a job near home? Or near work? When do you sleep?
MOST places where you would want to work part-time, particularly retail (ie: Home Depot, Lowes.. pick one, any one)? Want you to work WEEKENDS! ALWAYS Saturdays. Not every other weekend, Sundays but not Saturdays.. not Wednesday nights.. or not Thursday nights every other week.
Go ahead.. try it.
I can vouch for the vast searching my ex has done. He had a paper route. 2am to 6am. Sleeping like 2 hours a day. Spending as much on gas to get to and from the route as he did making money on the route.
It sounds simple in theory.. try it out in real application.
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PrincessJ
Carpal \'Tunnel
Reged: 06/25/07
Posts: 7176
Loc: 39.10 degrees North 94.58 degr...
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....why can't he go back to banking and then pick up a couple of evening shifts at the bar/restaurant? Wasn't he in banking and then decided to "diwnsize" his career?
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I hope life isn't a big joke, because I don't get it.
--Jack Handey
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