Miranda
Carpal \'Tunnel
Reged: 06/02/05
Posts: 20822
Loc: North of Mexico
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Upon divorce it is the company's policy to not cover the spouse. I don't think a decree stating otherwise could force an insurance company to keep you on your ex's plan.
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13.1...because I am only half crazy!
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DedicatedDad
veteran
Reged: 09/05/04
Posts: 1318
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It depends on the state. In mine, if the insurance doesn't cost anymore (which is common with 2 or more kids and carrying family coverage), the person paying for the insurance is required to continue coverage on their ex spouse.
My insurance agency told me that premiums are an average of $30 higher for everyone in the state because of this law.
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gr8Dad
Carpal \'Tunnel
Reged: 06/07/04
Posts: 30199
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See, now MY insurance, even though it is family, will not ALLOW me to carry an ex spouse. Once the divorce is final, so is the insurance.
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Why give a "senior" discount, they have had plenty of time to raise the money...
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DownHomeGa
recently joined
Reged: 04/13/10
Posts: 7
Loc: Jacksonville, Fl.
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The thing here is he shouldn't even be carrying a Family policy any more, it should just be him and I on there. So his financial statements aren't even correct since he's being deducted for a Family policy. I really have to wonder how much trouble he's going to be in with his company when they find out that they have been paying insurance for the children for more then 2 years after he signed over parental rights.
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gr8Dad
Carpal \'Tunnel
Reged: 06/07/04
Posts: 30199
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"The thing here is he shouldn't even be carrying a Family policy any more, it should just be him and I on there."
A "family" policy is usually you, your spouse, and any kids if there are any. They usually do not offer, "Just My Spouse" policies.
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Why give a "senior" discount, they have had plenty of time to raise the money...
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DedicatedDad
veteran
Reged: 09/05/04
Posts: 1318
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"I really have to wonder how much trouble he's going to be in with his company when they find out that they have been paying insurance for the children for more then 2 years after he signed over parental rights."
Why would you have a problem with him having insurance on them? Would you prefer he drop the insurance and keep the money?
Are you thinking about the kids first here?
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Miranda
Carpal \'Tunnel
Reged: 06/02/05
Posts: 20822
Loc: North of Mexico
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The kids are still his dependents whether they live with him or not.
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13.1...because I am only half crazy!
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DownHomeGa
recently joined
Reged: 04/13/10
Posts: 7
Loc: Jacksonville, Fl.
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He signed over Parental Rights, they are NOT his dependents!!! I don't care about the money he's paying on the insurance, it's that the State has been making claims on his insurance and his company is paying out, when under the policy he should have reported within 30 days that they were no longer his dependents. It has also caused some problems with the Childrens Medicaid. So his Company has been paying for insurance, and claims, for children that are no longer his legal dependents, hence my comment about his company and when they find out.
And to the person who said there are no policies for just Employee and spouse, You are WRONG! If you do not have children, and do not plan on having children they most certainly offer policies for just the Employee and the Spouse!!!!! I'm the one who originally filled out all of the paperowrk when he got this job and picked the policy, they most defintiely offer one for just Employee and Spouse.
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DedicatedDad
veteran
Reged: 09/05/04
Posts: 1318
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You get what you pay for. Sign off now, turn the pages in your yellow pages, and open your wallet to $300/hour.
Goodbye.
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DownHomeGa
recently joined
Reged: 04/13/10
Posts: 7
Loc: Jacksonville, Fl.
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????????????????
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