hanzblinx
enthusiast
Reged: 08/13/10
Posts: 380
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Considering I'm paying $1500/month child support plus all health insurance costs I would tell my ex to pound sand if she wanted more on top of that for ortho. Take it out of the child support, that's what it's there for ladies. If women would stop blowing CS checks on themselves there would be plenty for the kid.
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youngatheart
Carpal \'Tunnel
Reged: 09/03/05
Posts: 9394
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In most cases, that is NOT what the child support is full, which is why MOST divorce decrees include a clause that the parents split medical, dental, vision, psychological and orthodontic bills.
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M5M5
Carpal \'Tunnel
Reged: 07/29/05
Posts: 11722
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Well, you know at that time, BM had came into millions via her husband's lawsuit (otherwise, they roughly make the same...actually less now...than DH) and was doing everything possible to stick it to us, financially. I think (hope) our situation was rare.
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Renny
addict
Reged: 09/24/11
Posts: 479
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The $100 refers to the expenses, not the premiums.
It's poorly drafted. Why specify tgt M will pay "100%" of the first $100? This was probably an inexperienced paralegal or mediator who drafted it.
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Sherron
Carpal \'Tunnel
Reged: 11/25/06
Posts: 20056
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"It's poorly drafted. Why specify tgt M will pay "100%" of the first $100? This was probably an inexperienced paralegal or mediator who drafted it. "
To clarify, since rest of the paragraph speaks of division of expenses by percentages. The first $100 of healthcare expenses a year are considered to be covered by cs, anything over that is to be split as directed.
OP... ask the orthodontist to put the treatment plan in writing, including the reason he is recommending braces. While it sounds like your ex will need to pay regardless, maybe he will understand the importance of the treatment and get on board. If the ortho is in network, your ex will be responsible for 50% of unreimbursed medical expenses, if the ortho is out of network your ex will be responsible for 25%. If this is the first medical treatment of the year for the child, subtract your $100 before applying the percentages.
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Tweeby
Carpal \'Tunnel
Reged: 06/05/04
Posts: 7100
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My husband's CO had a similar clause.
You are to cover the insurance premiums. You pay the 1st $100 of medical payments per year. After that $100 you split the rest of medical that IS from a provider of the insurance 50/50.
Next is if you go to an out of network provider. If you both agree than it is 50/50. If you want an out of network but he disagrees than your pay 75% of the cost after the insurance pays, he pays 25%. If he insists on having an out of network provider than he pays the 75% and you pay 25%. The out of network provider usually has more costs that the insurance doesn't cover.
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despedina
addict
Reged: 08/14/06
Posts: 697
Loc: Hillsboro, MO
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Thanks for all the insight. The paperwork we have is the basic parenting plan for Missouri which I understand all parenting plans are based on. There is space on the form to add any additional or make changes to the basic plan. The wording I typed was the standard form with no changes. I really think I need to get my lawyer friend put the whole section in layman's terms for all our benefits. My ex did ask for a report on the need for braces so I will get that also although I think its just a stall tactic on his part based on past experiences. I wouldn't be shelling out my part for braces if I didn't think the need was severe enough so we'll see what the ortho says.
Also to the person who said "that's what child support is for", I find it hard to believe that the $316 a month I get is enough for anything much less any medical.
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gr8Dad
Carpal \'Tunnel
Reged: 06/07/04
Posts: 30199
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Interesting, first you said he said no to braces, now you say he asked for a report as to whether they are needed. Dollars to donuts, you told him to pay, he said he wanted a report, you said no, so he said no.
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Why give a "senior" discount, they have had plenty of time to raise the money...
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despedina
addict
Reged: 08/14/06
Posts: 697
Loc: Hillsboro, MO
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I never said he could not have a report! He said a bunch of things. His last texts I ignored because it was mainly him being unnecessarily mean and off subject but it did say in there he wants a "letter from her dentist saying the braces are medically necessary". Which I take to mean the report everyone is referring to here.
It is not like I am taking the money he will be putting out for myself. I really wish she didn't need the braces because I was up all night last night trying to figure out how we'd pay for it on our own and wondering how much insurance will cover (which my husband will find out tomorrow). It has been very quiet with my ex these last few years and it seemed he was getting more reasonable to deal with but in the last couple of months for some reason he's becoming a raving jerk everytime I have a simple thing to say to him. My husband actually brought up the subject tentatively about braces being a possibility about 2 mos ago and he only nodded and said okay and to let him know. Now he sends me a bunch of rude texts when I only ask for a time to discuss it with him. I guess he couldn't state anything to our faces.
Edited by despedina (01/02/12 08:54 PM)
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gr8Dad
Carpal \'Tunnel
Reged: 06/07/04
Posts: 30199
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Exactly. You said it was a possibility, he said let him know. He wants something saying it is medically needed. You seem to think he should just agree and pay whatever you want. Tell me, if he said the child needed something medical done, would you agree to pay with NO further info? Of course not, so why should he?
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Why give a "senior" discount, they have had plenty of time to raise the money...
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