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I don't blame you one bit.. I'd file too. I think THAT is what BK should be for, not for irresponsible people who can't get over their "instant gratification" bullshyt.

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Sorry, your views on this thread are just soooo far up your a$$ it isn't funny.

I've considered bankruptcy.. not because of "instant gratification" but because a) my stbx's FIRST wife f'd us ROYALLY financially when it turns out after she WAIVED child support in exchange for a their house, she never FINISHED their divorce. So our mortgage? Based on income we lost exactly 60 days after our closing. b) while I wouldn't have medical BILLS to go bankrupt on, I do have $40,000 in credit card debt.. which consists of the loss of $40,000 in MY income last year due to my daughter's premature birth and my stbx's inability to maintain a freakin' job and thus, the loss of $35K a year in HIS income. The little he did make? Went to his skank of an ex-wife.

Now, I'm stuck with a house I'm completely upside down in thanks to his stupidity and her being a "c" word and a massive pile of debt. If my renters don't pay me? I'm screwed to a wall. I'll be lucky if I don't lose my job since my daughter's been chronically ill since she started daycare, and then, well bankruptcy will definately be my only option...

Bankruptcy is there to protect people from all sorts of personal disasters, NOT just "medical issues".

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