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matilda
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Reged: 11/11/04
Posts: 2100
Re: OT - Credit Report
      06/15/08 08:16 PM

Getting a CC was a smart move to improve your credit. Until recently you could have improved it by becoming an authorized user on someone else's account with excellent credit. People were actually paying CC holders to become authorized users (but never getting the CC) just to improve their score.

Make sure to pay your CC on time and that will help. Also make sure it NEVER gets any where near the credit limit or else your FICO score goes down.

I would definitely dispute the charge-offs simply because their is a time frame that the creditor has to respond. Sometimes they get busy and can't provide documentation in the time frame, so the strike comes off your credit history.

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Entire topic
Subject Posted by Posted on
* OT - Credit Report youngatheart 06/15/08 06:48 PM
. * * Re: OT - Credit Report PrincessJ   06/16/08 09:15 AM
. * * Re: OT - Credit Report youngatheart   06/16/08 09:25 AM
. * * Re: OT - Credit Report Sherron   06/16/08 11:28 AM
. * * Re: OT - Credit Report preemiemom   06/16/08 11:36 AM
. * * Re: OT - Credit Report javajunkiee   06/16/08 11:58 AM
. * * Re: OT - Credit Report Sherron   06/16/08 12:42 PM
. * * Re: OT - Credit Report javajunkiee   06/16/08 05:51 PM
. * * Re: OT - Credit Report katiebear22   06/16/08 10:32 PM
. * * Re: OT - Credit Report Tweeby   06/16/08 12:50 PM
. * * Re: OT - Credit Report Sherron   06/16/08 12:54 PM
. * * Re: OT - Credit Report preemiemom   06/16/08 01:04 PM
. * * Re: OT - Credit Report Sherron   06/16/08 01:54 PM
. * * Re: OT - Credit Report preemiemom   06/16/08 01:56 PM
. * * Re: OT - Credit Report Sherron   06/16/08 02:08 PM
. * * Re: OT - Credit Report PrincessJ   06/16/08 01:04 PM
. * * Re: OT - Credit Report preemiemom   06/16/08 12:47 PM
. * * Re: OT - Credit Report rocketgirl   06/15/08 09:20 PM
. * * Re: OT - Credit Report Runswithscissors   06/15/08 10:12 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 10:21 PM
. * * Re: OT - Credit Report Runswithscissors   06/16/08 09:03 AM
. * * Re: OT - Credit Report matilda   06/15/08 06:54 PM
. * * Re: OT - Credit Report youngatheart   06/15/08 06:58 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 07:10 PM
. * * Re: OT - Credit Report youngatheart   06/15/08 07:22 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 07:48 PM
. * * Re: OT - Credit Report youngatheart   06/15/08 07:59 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 08:02 PM
. * * Re: OT - Credit Report youngatheart   06/15/08 08:07 PM
. * * Re: OT - Credit Report rocketgirl   06/15/08 08:38 PM
. * * Re: OT - Credit Report youngatheart   06/15/08 08:50 PM
. * * Re: OT - Credit Report matilda   06/15/08 08:16 PM
. * * Re: OT - Credit Report youngatheart   06/15/08 08:18 PM
. * * Re: OT - Credit Report matilda   06/15/08 09:27 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 08:45 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 08:09 PM
. * * Re: OT - Credit Report javajunkiee   06/15/08 08:56 PM
. * * Re: OT - Credit Report KrazyKat   06/15/08 09:12 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 09:08 PM
. * * Re: OT - Credit Report javajunkiee   06/15/08 11:17 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 11:28 PM
. * * Re: OT - Credit Report javajunkiee   06/15/08 11:45 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 11:56 PM
. * * Re: OT - Credit Report hippie1981   06/15/08 09:15 PM
. * * Re: OT - Credit Report preemiemom   06/15/08 09:17 PM
. * * Equifax Dispute preemiemom   06/15/08 08:03 PM
. * * Experian Dispute preemiemom   06/15/08 08:04 PM
. * * Transunion Dispute preemiemom   06/15/08 08:05 PM

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