katiebear22
journeyman
Reged: 06/29/07
Posts: 66
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Re: OT - Credit Report
06/16/08 10:32 PM
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Also, if you have a hard time accessing your reports online, you can write in to each agency for your free report. That would be preferable in my opinion than paying for them... I just don't have the money to spare. Lol.
Not all creditors receive consumer statements (they have the choice when they pull the report, EXCEPT for fraud alerts...) so it might actually be best to explain your credit situation to a lender directly as opposed to adding a detailed statement.
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