"I made the very best decisions I could at every step."
And quitting your job was a GOOD decision?
"Yeah. Wouldn't that just be peachy. I moved out. I had no money, except for a bit of credit. I used a lot of it for clothes (it was winter in NY) food, and motels (Gr8 said I should use the card for that, and I did)."
Amazing, there were NO motels in Virginia, where you could have stayed until your NEXT paycheck, which you would get if you kept working? So you decided that the BEST decision you could make was to move from a SOUTHERN STATE (where it is WARMER) to a NORTHERN state, in the WINTER?
"How many expenses could YOU put on your credit card??? It was many months. How much of a limit do you think I had??? And was it wise to max out my credit card when that was the only source of income I had??? How much would you use your credit card for when you had no job???"
Well, why in the WORLD would you quit yout job?!? See THAT is where you lose ANY credibility. You are in Virginia, you have a credit card and a job in Virginia. Now, there is enough of a limit on the card to get you TO New York, buy clothes, and feed yourself. OR, you could have STAYED in Virginia, got a motel for a week or so, worked, when your next check came in, get an apartment, and go from there.
So, how about you stop playing the victim, and admit that you WANTED to move back to New York, and while it was a stupid decision, it was yours and yours soley.
"I am not stupid, finz."
I would need to see proof, because based on your choices and actions, you're not really making your case.
Why give a "senior" discount, they have had plenty of time to raise the money...