DedicatedDad
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Reged: 09/05/04
Posts: 1318
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Re: Would like to get some input...
03/08/11 07:52 AM
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Many more details are needed. How much income does he earn? How much does he keep for himself? How much do you earn?
As for the CC debt, it is marital debt. Upon divorce, you will be "awarded" half the debt in most states, and in others, the person that makes the most money gets more.
Unless he or both of you can file for BK now, you will each get 1/2 the debt. If either qualifies, they can file chapter 7 or 13 after the divorce, then what you wrote applies.
Also with divorce, whoever keeps the house must pay the other 1/2 the equity. Retirements and all assets are split.
With a 23 year marriage, if there is a significant difference in incomes, the higher wage earner will pay alimony, and possible for life depending on the state.
Beyond that, the condesending tone you used in your post when you talked about your husband is horrible. He probably doesn't tell the truth because he's afraid of you. He didn't even tell you he was laid off for gosh sakes.....anyone that wouldn't tell their spouse that is getting no support, and has got to be psychologically beaten into the ground first.
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