drownersz
recently joined
Reged: 03/18/12
Posts: 1
Loc: Columbus, OH
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Husband is refusing to pay mortgage - please help!
03/18/12 09:11 PM
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My husband and I have been separated for 4 months and had initially made a verbal agreement regarding finances that is pretty fair. We have a house in Columbus, OH and the loan is in both our names (me as the primary, him as co-borrower) Since I am not living in the house, he is paying the mortgage and house bills (utilities, cable, and his truck payment). I am paying for our credit cards (about $10,000 balance) and cellphone account we share. Because I told him that I want a divorce, he is planning on no longer paying the mortgage but will not move out so I cannot rent out the house. Another issue is we bought the house through the 1st time homebuyer credit and we cannot sell the house until after owning it for 3 years or else we pay the $8000 back. Our 3 years is up March 31st 2013. What can I do? I do not want to ruin my credit but I am at the point that I want to be free from this marriage and he is not being reasonable. Neither one of us are financially well off and cannot really afford an expensive divorce but he is not being logical. What do I do?
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