In addition to my question regarding the life insurance policy option at the end of the agreement, I also wanted to inquire about the nature of the agreement the attorney prepared at the time of the divorce i.e. MODIFIABLE v. NON MODIFIABLE. In my case the attorney asked me to choose between the two options and I chose NON MODIFIABLE but in retrospect I'm not sure I made a decision that was in my best interest. We were married for 27 years (My 1st and her 3rd) with no children. She is 10 years my senior and was retired (at my encouragement) at the time of the divorce, so this may be one of the "rare" instances where spousal support was going to be required, if the property settlement would have been determined by a judge. It is for that reason that the written agreement reads so "one sided" with the total burden on me, the spouse who continued to work. She is not shy about using the courts if she feels so inclined. Once my spousal support was late by 2 days (at the time using certified mail - now electronic) and she threatened to take me to court. Others told me the judge would laugh her right out of court, but when I scrutinized my agreement, there is language that specifies that a party who breaches the agreement (that could only be me since she has no responsibility) must pay attorney's fees and costs incurred for enforcing the agreement. Based on her anecdotal stories of her taking her previous spouse back to court, I felt I would try to prevent any frivolous court actions. However, while the NON MODIFIABLE allows you to better plan your life after the divorce, it can also be a "double edged sword". I.e. at the time of the divorce I was still working and have since retired and also remarried without the ability to ask a court to reduce my $1,000/month - 15 yr. obligation. Also since I feel like a statistic in the "divorce column", I don't feel qualified to give advice, but if anybody were to ask me I would have to advise couples with a disparate age difference to think very carefully before "tying the knot", at least in Virginia.