Thanks for the info. In particular, from my training in the financial world, I always thought that if a loan payment was past due by 1 day that the borrower is technically in default but most institutions provide for a "grace" period which may vary(normally about 10 days). That was my point to my ex-spouse, if a borrower is late making a car loan payment, the bank doesn't come to repossess the car in just 2 days of the payment being late. It was my intention to make the payment for my spousal support on time via certified mail but I was out of town and sent it 2 days before the due date. Because the payment was not received on the 1st I thought her complaint could be heard in court and that I would end up paying for court costs and attorneys fees. Are you saying that the court would not hear the complaint because the payment was not late by at least 30 days? Kind of a mute point since I signed up for electronic payments with the bank and haven't had any issues about that since. I also wanted to ask a question about the end of the spousal support obligation. Is it an acceptable practice just to notify the bank to stop transferring the funds on a date that represents full payment or is it better to notify the recipient that the final payment is on its way? I documented all payments - i.e. those by check and statements showing that the transfers were made to the ex-spouse's account. Anyone can count but just in case of any dispute I made copies. I find it a little sad that I can't just call to keep in touch about the matter and we started out talking ok for a number of years but the last time we spoke, I thought it best to inform her that I was seeing someone who subsequently became my wife. Six months later when I tried to call, her number was changed. I respect that but if I were to change banks, I would have to resume sending paper checks through the mail unless she contacted me with account information to provide my new institution. My point is it seems there are legitimate business reasons for being able to contact each other. Thanks again.