The Good Divorce Settlement
Key Points
  • When trying to negotiate your divorce settlement, make sure all the assets are examined. The marital home is a barren asset, it only brings in money when, and if, it sells. Otherwise you are actually paying to get this asset in the divorce settlement.
  • Do not be so quick to sign a settlement agreement just to get the divorce over with. Make sure you understand the agreement, your rights, and responsibilities before you sign.
  • Accepting an unfair settlement may be a mistake that causes you financial ruin.

The marital residence, the pension, a painting purchased during the happier days of the marriage - these assets often bring an emotionally charged debate to divorce negotiations, which can impair good decision-making.

Failing to examine assets, however, can be a mistake, because many assets, even the most valuable ones, such as a house, cost money to maintain. So the first reaction – to fight for everything - can be a mistake, particularly since the budget after divorce does not allow for maintenance on homes, boats, and cars. Remember that in the wake of a divorce, the only house many people can afford is the poorhouse.

Many people who get to the end of tough divorce negotiations may be tempted to sign the agreement just to get things over and done with, but that can be a big mistake. No matter how exhausting the negotiations have been, no one should sign a divorce agreement without reading and completely understanding it.

According to United States Census Bureau statistics, each year there are nearly 1 million divorces in the United States, or something less than half of all marriages. The real tragedy, however, is the financial devastation that occurs to many individuals after their divorce. Too often, a divorcing spouse accepts an unfair settlement and finds that a few months later he or she is experiencing serious financial challenges.

Useful Online Tools
  • Negotiating Your Divorce Online - You will be surprised how easy it is to resolve your disputes through our innovative Divorce Negotiation CenterTM. It's FREE. Give it a try.

Separation Agreement Software
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Separation Agreement Software
It is very difficult to move on with your life without getting the facts in writing, like, who gets what property and who is responsible for what debt, so a separation agreement outlines the rules in a legally binding format. Once you have a signed separation agreement you are on the right path to successfully negotiating your divorce settlement.

Suggested Reading
Fairshare Divorce for Women Fairshare Divorce for Women
Fair Share Divorce for Women is the first book that gives women the support and guidance they need to safeguard their marital assets. Too often women find themselves at a disadvantage when their marriage ends and they have to fight for what is rightfully theirs.

Author: Kathleen Miller, CFP, MBA

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Online Divorce Negotiation

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So you and your spouse have a few issues to iron out before you can agree on your divorce? You are not alone, but you do not have to spend thousands on a lawyer to reach an agreement. With just a little participation and communication, you will be surprised how easy it is to resolve your disputes through our innovative Divorce Negotiation CenterTM. It's FREE. Give it a try.


Featured Download Basic Principles of Law for Construing Separation Agreements

Basic Principles of Law for Construing Separation Agreements

Basic Principles of Law for Construing Separation Agreements

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