I am from the other side of this issue as I have a governemt pension. I also worked for 20 years and paid into social security. For every 3.00 I will get from my government pension, SS will take 1.00 of my SS, so I will receive 0 from SS.
There is something I just don't understand about the Socical Security and government pensions offset. My ex pays into social security and his company pension plan. I paid into social security for years, get a statement once a year on my monthy amount when retire. I changed career paths and have worked in city government for almost 19 years. Our governemnt now says that social security was not intended to be our only financial resourse when we retire, that we should have a pension plan also. So I followed what the government said, I put my time in under social security and paid into it for years and meet the time requirements (# of quarters). Then I changed to a job with a pension. How is this double dipping? My ex and countless others pay into social security and a pension plan. How can that not be double dipping then also? I just don't see what difference it makes if the pension plan is through a private company or a government office.
In my case, my share of his social security (another confusing issue to me, how can I receive some of his and not my own?) is the same as his share of my government pension, so they cancel each other out per the court. That leaves his pension to be divided. Ours is a long term marriage, together for 30 years. I should make out OK for retirement... I am not greedy but it just does not seem right to me that social security took my money for 20 years, and can then tell me I am entitled to none of it at retirement. In my case, I would have been a lot better off it I could have kept that money and invested it myself, which is one of few things Bush proposes that I agree with.
My ex salary is 3 times that of mine... in large part because we concentrated our limited financial assets in furthering his education. Bottom line is that when we both retire our incomes will be made fairly equal. Perhaps your friend makes or made a much higher salary than his ex and the court has or will do the same as in my case, balance the retirement assets out more fairly. Of course my ex thinks this is unfair and your friend probably does also. Thankfully our courts do look at reitrement as a MARITAL asset.
However I hope someone can explain to me why ex can receive SS and his pension and not be a double dipper, but I can't do the same because I would be a double dipper. Private or public (government) pensions, what is the difference?. My governement pension monthly payment will be a percentage of an average of my 3 highest years of earnings. I work for a small city, not some high ranking official with a huge salary by any means.
"Don't cry because it's over, smile because it happened".